It looks like everyone's favorite discredited diet guru, at least temporarily deprived of her ill-gotten gains, has come up with a new way to supplement her income. This scam-in-the-making involves kimkins.com new "flexible payment plan" in which you send this admitted liar and fraud two personal checks, one live and one postdated by three weeks.
I am begging anyone who is considering this to think twice. Please, please, PLEASE. Don't be that stupid.
Legally, the payee is supposed to wait until the date on the check to deposit it. In a very few states, that is. States like Wisconsin, for example, allow it to be deposited and paid on before the date on the check. Most states will ignore whatever date you write on a check unless you furnish them with written instructions to the contrary.
Besides, the reality is that hardly anyone looks at the date anymore. For that matter, hardly any humans handle checks anymore, the process is largely automated. And in reality, there is very little legal recourse one can take if someone deposits a post-dated check early. But don't take my word for it, check out these links:
All Experts
Banking Questions.com
CCCS
Ckfraud
Or just Google it. Seriously, this woman is an admitted fraud. You send her any kind of personal check and you've sent her your account and routing numbers. You might as well send her your PIN number and debit/credit cards while you're at it because this information is NOT going to a third-party processor who at least might keep it safe. These checks are going directly into the sausage-like fingers of a con-artist who's had her assets frozen, her alimony stopped, and her disability payments cut off (because of fraud, fraud, and fraud again).
She cannot be trusted. Please don't make this mistake.
Think of it like this -- if she were sincere, she'd let you send her ONE money order or cashier's check NOW, and another in three weeks. Not post-dated personal checks. If you don't send the second one, she's not out anything, she can just deactivate your account.
And Heidi, since I know you read here -- if you try cashing all those checks at once, you've committed mail fraud. If you think things suck for you now, they'll only get worse if you try this. What's next, a Western Union scam? Of course, I suspect the reason why you're doing this is your attorney probably told you there is little chance your assets will be un-attached tomorrow. Have a great day! :)
Elle
I am begging anyone who is considering this to think twice. Please, please, PLEASE. Don't be that stupid.
Legally, the payee is supposed to wait until the date on the check to deposit it. In a very few states, that is. States like Wisconsin, for example, allow it to be deposited and paid on before the date on the check. Most states will ignore whatever date you write on a check unless you furnish them with written instructions to the contrary.
Besides, the reality is that hardly anyone looks at the date anymore. For that matter, hardly any humans handle checks anymore, the process is largely automated. And in reality, there is very little legal recourse one can take if someone deposits a post-dated check early. But don't take my word for it, check out these links:
All Experts
Banking Questions.com
CCCS
Ckfraud
Or just Google it. Seriously, this woman is an admitted fraud. You send her any kind of personal check and you've sent her your account and routing numbers. You might as well send her your PIN number and debit/credit cards while you're at it because this information is NOT going to a third-party processor who at least might keep it safe. These checks are going directly into the sausage-like fingers of a con-artist who's had her assets frozen, her alimony stopped, and her disability payments cut off (because of fraud, fraud, and fraud again).
She cannot be trusted. Please don't make this mistake.
Think of it like this -- if she were sincere, she'd let you send her ONE money order or cashier's check NOW, and another in three weeks. Not post-dated personal checks. If you don't send the second one, she's not out anything, she can just deactivate your account.
And Heidi, since I know you read here -- if you try cashing all those checks at once, you've committed mail fraud. If you think things suck for you now, they'll only get worse if you try this. What's next, a Western Union scam? Of course, I suspect the reason why you're doing this is your attorney probably told you there is little chance your assets will be un-attached tomorrow. Have a great day! :)
Elle
6 Kerfuffles:
Had no idea that post-dated checks are legally cashable. Does this mean Heidi can sue if the ones she cashes early bounce, leaving her with an even smaller bank account? Let me see - con artist fraudulently cashes post-dated checks that bounce, costing her a $50 NSF fee, sues for bounced amount plus NSF fee. Ducks drop dead laughing. Attorney sues for non-payment of legal bills. Think Heidi will risk it? :-)
LOL! Actually, and keep in mind, I'm not a lawyer, her ability to recover any of that would be limited. But as much fun as it is to think about, I wouldn't recommend it ;)
I'm thinking this new encouragement of checks might have everything to do with the frozen assets. If she gets a check, she can just cash it, without passing it through a bank account, right?
OYB
My blog: Kimorexia
She sure could.
Why would anyone send "personal checks" to an online website? In this age of rampant identity theft, you'd have to be out of your cotton-pickin' mind!
Thanks for blogging about this danger.
even if Kimmer has no plans to fraudulantly use the checking account info the cash and carry nature of the check cashing system would allow her to get funds now that her assests are frozen.
2BIG
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